Privacy Policy

Effective Date: April 25, 2025
Website: www.pfmtoday.com
Owner: Proactive Future Media

1. Our Commitment to Your Privacy

At PFM Today, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains what kind of data we collect, how we use it, how we protect it, and what choices you have regarding your information.

When you visit our website, subscribe to updates, or interact with any of our features, you are agreeing to the terms described in this policy.

2. Information We Collect

We collect two types of information:

a) Personal Information

This is information you voluntarily share with us, such as:

• Your name
• Your email address
• Any message or details you submit via contact forms or newsletter signups

We only collect personal information when you choose to provide it.

b) Non-Personal Information

This includes information collected automatically when you browse our site:

• Browser type and version
• IP address
• Device type (desktop/mobile/tablet)
• Pages you visited and time spent
• Location data (approximate city/country)
• Referral sources (like social media or Google)

This helps us improve our website’s performance and understand how users engage with our content.

3. How We Use Your Information

We use the information we collect to:

• Improve the quality, speed, and usability of our website
• Understand which content is most popular
• Respond to messages, queries, or feedback
• Send you newsletters or updates (if you opt-in)
• Show relevant advertisements (via third-party networks like Google)

We do not sell or rent your personal information to anyone.

4. Cookies and Tracking Technologies

PFM Today uses cookies and similar tools to:

• Recognize returning visitors
• Track how our website is used
• Analyze user behavior and site traffic
• Show ads that may be more relevant to your interests

Cookies are small files stored on your device. You can turn off cookies in your browser settings, but doing so may limit your experience on our website.

5. Third-Party Services

We may use services from third-party companies such as:

• Google Analytics (for traffic analysis)
• Google AdSense (for displaying ads)
• Email platforms like Mailchimp (for sending newsletters)

These services may use cookies or tracking codes to collect anonymous data. We recommend reviewing their individual privacy policies for details. We do not control or take responsibility for how third parties handle your data.

6. Data Protection and Security

We use standard security tools and best practices to keep your information safe. While no online system is 100% secure, we take reasonable steps to protect your data from unauthorized access, loss, misuse, or alteration.

7. Your Rights and Choices

You have the right to:

• Request access to any personal data we hold about you
• Ask us to correct or delete your personal data
• Unsubscribe from emails or newsletters at any time
• Refuse cookies through your browser settings
• File a complaint if you feel your rights have been violated

To exercise these rights, email us at info@pfmtoday.com

8. Children’s Privacy

PFM Today is not directed toward children under the age of 13. We do not knowingly collect or store personal data from minors. If we become aware that a child has submitted personal information, we will delete it promptly.

9. Data Storage and Retention

We store your data for as long as it is necessary for the purposes outlined in this policy, or as required by law. For example, if you subscribe to our newsletter, we will keep your email until you unsubscribe.

10. International Visitors

PFM Today is based in Pakistan, but we welcome visitors from around the world. If you’re accessing our website from outside Pakistan, please note that your information will be transferred, stored, and processed in Pakistan and may be subject to local laws.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, tools, or legal requirements. If we make significant changes, we will post the updated version here with a new “Effective Date.”

We encourage you to review this page regularly to stay informed.

12. Contact Us

If you have any questions, concerns, or requests related to your privacy, please reach out to us:
PFM Today (Proactive Future Media)
Email: info@pfmtoday.com
Website: www.pfmtoday.com